2018 Badger Creek Fire Insurance Information
Information regarding insurance for those residents who might be effected by the Badger Creek Fire:
- For those who are still in the area, use caution. Know potential fire hazards associated with campfires, grills and burning yard debris. Make sure your fire extinguisher is accessible and each family member knows how to use it.
- Have a plan. Know your evacuation route. Have a designated place to stay in case you cannot return immediately.
- Store insurance information safely. Make regular updates to your homeowners or renters insurance policy and home inventory. Store both in a secure place, such as a fireproof safe, a safe deposit box or online. Keep information for your insurance agent and insurance company on hand.
- Stay up-to-date. Monitor news and if possible, subscribe to text or email alerts in your community.
- Evacuate quickly. If ordered to evacuate during a wildfire, do so immediately. Remember the "Six P’s of Evacuation":
- Personal Needs
- Priceless Items
- Call 911. Provide the location of the fire and a description of the situation.
- Wait to return to your home until it’s safe. In many disasters, the authorities won’t let you return if there are hazards such as downed power lines or ruptured gas lines. This is for your safety.
- Proceed with caution. Hazards, including hot spots, may exist in burned areas. Wear leather gloves, protective clothing and thick-soled shoes. Use local alerts, radios and other sources, such as apps from the Federal Emergency Management Agency or the American Red Cross, for timely information.
- Photograph property damage. Call your insurance agent or insurer’s claims hotline as soon as it is safe. Your policy might require that you make the notification within a certain time frame.
- Once you’ve returned, take steps to prevent further damage. Make needed emergency repairs, such as covering roofs, walls, or windows with plywood, tarp, canvas, or other waterproof materials. Ask your insurance agent or company if you have questions about what to do or how to do it.
- Talk with your insurance agent or company before making any permanent repairs. You may not be reimbursed if you make any repairs your insurance company hasn’t authorized.
- Avoid fraud. Home repair fraud is common after disasters. Be wary of aggressive contractors or demands for up-front repair payment. If you have concerns, contact the Wyoming Insurance Department.
For additional questions, contact the Wyoming Department of Insurance at 800-438-5768. More information is also available on the Wyoming Insurance Department website.